
Retiring with debt? Experts explain downsizing, using super for your mortgage, and pension eligibility
About 36% of homeowners still have a mortgage when they retire, up from 23% a decade ago. This increase in mortgage debt is due to
About 36% of homeowners still have a mortgage when they retire, up from 23% a decade ago. This increase in mortgage debt is due to
If you are considering disposing of a property, it’s important to understand the implications so that there are no surprises when your tax bill arrives.
Crypto-assets (crypto) include assets described as coins, tokens or sometimes cryptocurrencies. They digitally represent your ownership of a valuable thing or rights to something. They
The end of a relationship is never easy, but there are steps you can take to help things run more smoothly. If you’re in crisis
What’s your super strategy? Did you know it’s likely you’ll spend up to two or more decades in retirement? It’s a long time, so will
A well-thought-out investment plan can help you thrive financially as well as protect you from falling into some common behavioural investment traps. But how do
Paying off your mortgage early will save you money and take a financial load off your shoulders. Here are some ways to get rid of
Be suspicious of anyone offering you easy money. Scammers are skilled at convincing you that the investment is real, the returns are high and the
Although the day may be a long way off, when it comes to exiting your business, the golden rule is to start planning early. With
Step one: what are your financial pain points? When you start making plans, chances are you’ll both come across financial pain points. In other words,
Take some of the guesswork out of planning for the future. Work out how much super you’ll have when you retire, and if it will
Another year of varied returns demonstrates the importance of diversification. Global share markets surged into record territory during 2024, delivering double-digit returns to many investors.
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This information has been provided as general advice. We have not considered your financial circumstances, needs or objectives. You should consider the appropriateness of the advice. You should obtain and consider the relevant Product Disclosure Statement (PDS) and seek the assistance of an authorised financial adviser before making any decision regarding any products or strategies mentioned in this communication. Whilst all care has been taken in the preparation of this material, it is based on our understanding of current regulatory requirements and laws at the publication date. As these laws are subject to change you should talk to an authorised adviser for the most up-to-date information. No warranty is given in respect of the information provided and accordingly neither Professional Investment Services nor its related entities, employees or representatives accepts responsibility for any loss suffered by any person arising from reliance on this information.